This was posted by me on FinTalks Facebook Group on 25th August 2020.
Here’s a list of Loan Accounts that you might find on your Credit Report:
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Amazon Pay Later: CapFloat Financial Services / IDFC First Bank Ltd. / Karur Vysya Bank.
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Flipkart Pay Later: IDFC First Bank Ltd.
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PayTM Postpaid Lite: Clix Finance India Pvt. Ltd.
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PayTM Postpaid Delite: Aditya Birla Finance Ltd.
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OlaMoney Postpaid: Aditya Birla Finance Ltd.
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Mobikwik: IDFC First Bank Ltd.
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CRED Stash: IDFC First Bank Ltd.
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LazyPay: PayU Finance.
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Simpl: ICICI Bank.
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MPockket: Jalan Chemical Industries Pvt Ltd.
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Postpe: SBM Bank / Innofin.
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Bharatpe: Hindon Mercantile.
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ZestMoney: InCred / DMI Finance / Nahar
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Slice:
- DMI Finance Private Limited
- Quadrillion Finance Private Limited
- Fairassets Technologies India Private Limited
- Aphelion Finance Private Limited
- Northern Arc Capital Limited
- Vivriti Capital Private Limited
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Freecharge Pay Later - Axis Bank.
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UniCard - NDXP (Northern Arc, DMI Finance, Liquiloans, Lendbox)
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StashFin - AKARACAPL.
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MoneyView - WHIZDM Finance.
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Red Carpet - DMI Finance.
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SI Creva Capital - Kissht
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Branch International - Branch
If your actual limit provided is lesser than the loan amount, you may formally reach out to the respective financial institutions and ask them to display the correct limits.
However, keep in mind that having a high limit is actually helpful, as it keeps your overall credit utilization ratio low.
If you have any other loan accounts, do let me know. I will verify and add them to the thread.
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