In case you are using an IDFC First Credit Card an want to upgrade it to IDFC First Wealth Credit Card, their highest tier of credit cards, then you are at the right place. Follow this post to know the step by step method to upgrade your IDFC First Millennia/Classic/Select Credit Card to IDFC First Wealth Credit Card.
Note: This method may or may not work for everyone. I know many people for whom this method worked, however I also know I person for whom this method did not work. But no harm in trying right?
Requirements:
Your existing IDFC Credit Card must be at least 6 months old.
You must have another bank credit card (at least 6 months old) having at least 5L credit limit.
If you have a IDFC Millennia or Classic Credit Card, it may be upgraded to Select and not Wealth. This is totally bank’s discretion. But if you have a IDFC Select credit card, it will be upgraded to IDFC Wealth credit card.
You want an upgrade to Wealth CC as you feel that to be more worthy of your spends.
You have existing different bank cc with 5L+ limit. (Attach the cc statement)
You are ready to co-operate with any other information if the bank needs.
Send the mail and wait for response. This is the only valid way that many people have been able to get their IDFC First Bank Credit Cards upgraded to wealth. Try yourself and let me know how it went for you.
Alternative Method:
If this method does not work for you, the only possible way is to close your existing IDFC First Credit Card and apply for IDFC First Wealth Credit Card fresh. You may need to wait 6 months or more after card closure to apply.
Also, you will see the ‘Sorry you can’t proceed’ screen once the card is canceled. You need to fix the error (see this post to know how) before applying fresh.
I tried this with amazon pay cc but they directly said my profile is updated as salaried in their system and i must provide salary slip + bank statement. So maybe its for self employed folks. ps: i wrote to banker@ Idfcbank not the nodal.
I got my IDFC Select card in the month of August this year. When I wrote to them after getting the card, they said that I should apply after 3 months. Yesterday after completing 3 months, I dropped an email again to idfc support team. One executive reached out to me via email and said to provide 3 months payslip+bank statement to first get a LE, and then an opportunity to upgrade to wealth. I replied saying that I know for a fact that for 5 lakh+ limit on existing card, I can get Wealth, and I want the upgrade on a card to card basis and not on my payslip.
Now, should I drop in an email to PNO and try for upgrade? Or should I wait for 3 more months and then try?
Tell them that you are no longer a salaried person, and can only provide other bank credit card statement. (If you have ITR, then you can tell them that you can provide ITR)
