Tata neu infinity or kiwi

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I have Tata neu infinity LTF and planning to apply for kiwi card as bill payment for HDFC CC is not rewarding me anything. So is it advisable to apply for kiwi as HDFC bill pay can be utilised for kiwi and not Tata neu

Please guide

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Yes, you can try Kiwi. For some weird reason, Kiwi is not approving the card for me. Maybe I already have 3 axis credit cards that’s why.

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