Tata Neu HDFC Plus/Infinity Details:
| Feature | Tata Neu HDFC Plus | Tata Neu HDFC Infinity |
|---|---|---|
| Banking Partner | HDFC Bank | HDFC Bank |
| Payment Processor | VISA Signature / Rupay Platinum | VISA Signature / Rupay Select |
| Charges | ₹499 + GST (offered Lifetime Free also) | ₹1499 + GST (offered Lifetime Free also) |
| Fee Waiver | Spend ₹100000 in a Membership Year | Spend ₹300000 in a Membership Year |
| Welcome Bonus (on paying Joining Fee only) | 499 Neucoins | 1499 Neucoins |
| Domestic Lounge Access | 1/quarter | 2/quarter |
| International Lounge Access | Nil | 1/quarter |
| Forex Markup | 3.5% | 2% |
| Fuel Surcharge Waiver (on transactions of ₹400-₹5000) | 1% up to ₹250 | 1% up to ₹500 |
Tata Neu HDFC Plus/Infinity Reward Rates:
The rewards are earned via Neucoins which can be redeemed for any purchases within the TataNeu App.
| Reward Rates | Tata Neu HDFC Plus | Tata Neu HDFC Infinity |
|---|---|---|
| Shopping on Tata Brands | 2% Neucoins | 5% Neucoins |
| Additional Neucoins via Tata Neu App | 5% Neucoins | 5% Neucoins |
| Recharges / Bill Payments via Tata Pay | 2% Neucoins | 5% Neucoins |
| Regular Payments | 1% Neucoins | 1.5% Neucoins |
| EMI Payments | 1% Neucoins | 1.5% Neucoins |
| UPI Payments (for Rupay Cards) | 1% Neucoins | 1.5% Neucoins |
| IGP (via HDFC Smartbuy) | 4% Neucoins | 6% Neucoins |
| Hotel Booking (via HDFC Smartbuy) | 4% Neucoins | 6% Neucoins |
| Other Spends via HDFC Smartbuy | 1% Neucoins | 1.5% Neucoins |
Important Points to Note:
- Tata Brands refer to the following: Tata 1MG, BigBasket, Croma, Air Asia, Tata CliQ, IHCL (TAJ group of Hotels), Westside, Qmin, Tata Play, Cult, Tata Pay, Titan, Tanishq.
- No rewards on Wallet Loading, Gift Voucher purchasing, fuel loading, rent payments, and govt. transactions.
- Maximum 1000 Neucoins per month on Grocery transactions.
- Maximum 200 Neucoins per day for Insurance Transactions.
- Maximum 500 Neucoins per month for UPI Payments.
How to Apply for Tata Neu HDFC Plus / Infinity Credit Card?
Follow this link: Apply Now
- You can choose your card variant if your credit history is good. For high spenders with good credit history, only those will be offered Tata Neu Infinity Credit Card as an option.
- If you have an existing HDFC Credit Card above 1L limit, then you can easily get Tata Neu Infinity Credit Card with shared limit.
- This card is offered Lifetime Free via Tata Neu App to most users.
Thank you for reading. Don’t forget to join our FinTalks Facebook Group & FinTalks Telegram Channel for regular updates on banking and finance.