Tata Neu HDFC Plus vs Infinity Credit Card Compared: Features, Rewards, How to Apply?

Tata Neu HDFC Plus/Infinity Details:

Feature Tata Neu HDFC Plus Tata Neu HDFC Infinity
Banking Partner HDFC Bank HDFC Bank
Payment Processor VISA Signature / Rupay Platinum VISA Signature / Rupay Select
Charges ₹499 + GST (offered Lifetime Free also) ₹1499 + GST (offered Lifetime Free also)
Fee Waiver Spend ₹100000 in a Membership Year Spend ₹300000 in a Membership Year
Welcome Bonus (on paying Joining Fee only) 499 Neucoins 1499 Neucoins
Domestic Lounge Access 1/quarter 2/quarter
International Lounge Access Nil 1/quarter
Forex Markup 3.5% 2%
Fuel Surcharge Waiver (on transactions of ₹400-₹5000) 1% up to ₹250 1% up to ₹500

Tata Neu HDFC Plus/Infinity Reward Rates:

The rewards are earned via Neucoins which can be redeemed for any purchases within the TataNeu App.

Reward Rates Tata Neu HDFC Plus Tata Neu HDFC Infinity
Shopping on Tata Brands 2% Neucoins 5% Neucoins
Additional Neucoins via Tata Neu App 5% Neucoins 5% Neucoins
Recharges / Bill Payments via Tata Pay 2% Neucoins 5% Neucoins
Regular Payments 1% Neucoins 1.5% Neucoins
EMI Payments 1% Neucoins 1.5% Neucoins
UPI Payments (for Rupay Cards) 1% Neucoins 1.5% Neucoins
IGP (via HDFC Smartbuy) 4% Neucoins 6% Neucoins
Hotel Booking (via HDFC Smartbuy) 4% Neucoins 6% Neucoins
Other Spends via HDFC Smartbuy 1% Neucoins 1.5% Neucoins

Important Points to Note:

  • Tata Brands refer to the following: Tata 1MG, BigBasket, Croma, Air Asia, Tata CliQ, IHCL (TAJ group of Hotels), Westside, Qmin, Tata Play, Cult, Tata Pay, Titan, Tanishq.
  • No rewards on Wallet Loading, Gift Voucher purchasing, fuel loading, rent payments, and govt. transactions.
  • Maximum 1000 Neucoins per month on Grocery transactions.
  • Maximum 200 Neucoins per day for Insurance Transactions.
  • Maximum 500 Neucoins per month for UPI Payments.

How to Apply for Tata Neu HDFC Plus / Infinity Credit Card?

Follow this link: Apply Now

  • You can choose your card variant if your credit history is good. For high spenders with good credit history, only those will be offered Tata Neu Infinity Credit Card as an option.
  • If you have an existing HDFC Credit Card above 1L limit, then you can easily get Tata Neu Infinity Credit Card with shared limit.
  • This card is offered Lifetime Free via Tata Neu App to most users.

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