Query: Can I get a Credit Card on my Current Account?

#Experts_Pls_Gather

Can I get Credit Card on my current account?

I own Axis and IDFC Current account

Monthly I pay 2500-6000$ via Stripe

Can I earn rewards point on them?

and which credit card will be best for my usecase?

1 Like

Hello @shashankk I asked your query on X: x.com

And here are the initial responses:

You can follow the thread on X for more updates.

To summarize:

  1. Yes, you can get pre-approved credit card offers even on current account.
  2. In case you get a business credit card then you can only do business spends with it.
  3. If you need regular credit card for personal spends, consider applying separately for a regular credit card, or open a savings account for pre-approved credit card offers. Refer to: GUIDE: How to get Pre-Approved Credit Cards?

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Yes i will do business spends only with that CC but does banks offer rewards point on such cc issued to current account?

And I have to find cc with 0 forex charges aswell otherwise normally all cc have forex fees

I am thinking about IDFC WOW CC , 0 forex fees,

Please give your opinion?

Thanks

1 Like

Yes you will get reward points as per the type of the card you get.

Hi i am Nanne Parmar!

Yes ofcourse! i got an HDFC Business MoneyBack card on my current account at starting limit of 50,000 INR and it helps in my business alot.