How to Pay Your Credit Card Bills via UPI?
You can use any UPI App to make the payment. Use the format mentioned below as your UPI ID, and choose the amount and make payment using your bank account.
| Credit Card | UPI ID Format |
|---|---|
| American Express | AEBC<Your 15 digit card number starting with 37>@SC |
| AU Small Finance Bank | AUCC<Your 10 digit registered mobile number><last 4 digits of your Credit Card>@AUBANK |
| Axis Bank | CC.91<Your 10 digit registered mobile number><last 4 digits of your Credit Card>@axisbank |
| ICICI Bank | <ccpay. your credit card number @icici> |
| IDFC Bank | <your 16-digit card number>.cc@idfcbank |
| State Bank of India | Sbicard.<16 digits of your Credit Card number>@SBI |
Currently, these are the only banks that support direct UPI Payments. In case you find more, comment below, and I will update them here.
How to Pay your Credit Card Bills via NEFT/IMPS?
| Credit Card | Payee Name | Payee Account No | Payee Account Type | IFSC Code | NEFT or IMPS | Payee Bank Name |
|---|---|---|---|---|---|---|
| American Express | American Express | Your Credit Card Number | Current Account | SCBL0036020 | NEFT only | Standard Chartered Bank |
| AU Small Finance Bank | Name as on Credit Card | Your Credit Card Number | Credit Card Payment | AUBL0CCARDS | NEFT only | AU Small Finance Bank |
| Axis Bank | Name as on Credit Card | Your Credit Card Number | Credit Card Payment | UTIB0000400 | Both | Axis Bank |
| Bank of Boroda | Name as on Credit Card | Your Credit Card Number | Credit Card Payment | BARB0COLABA | NEFT only | Bank Of Baroda |
| Citi Bank | Name as on Credit Card | Your Credit Card Number | Any Account Type | CITI0000003 | Both | Citibank N.A |
| HDFC Bank | Name as on Credit Card | Your Credit Card Number | Credit Card Payment | HDFC0000128 | Both | HDFC Bank |
| HSBC Bank | Name as on Credit Card | Your Credit Card Number | Credit Card Payment | HSBC0400002 | NEFT only | HSBC Bank |
| ICICI Bank | Name as on Credit Card | Your Credit Card Number | Credit Card Payment | ICIC0000103 | Both | ICICI Bank |
| IDBI Bank | Name as on Credit Card | Your Credit Card Number | Credit Card Payment | IBKL0NEFT01 | NEFT only | IDBI Bank Ltd. |
| IDFC FIRST Bank | Name as on Credit Card | Your Credit Card Number | Credit Card Payment | IDFB0010225 | Both | IDFC FIRST Bank |
| IndusInd Bank | Name as on Credit Card | Your Credit Card Number | Credit Card Payment | INDB0000018 | Both | IndusInd Bank |
| Kotak Bank | Name as on Credit Card | Your Credit Card Number | Credit Card Payment | KKBK0000958 | Both | Kotak Bank |
| Punjab National Bank | Name as on Credit Card | Your Credit Card Number | Current Account | PUNB0112000 | NEFT only | Punjab National Bank |
| RBL Bank | Name as on Credit Card | Your Credit Card Number | Credit Card Payment | RATN0CRCARD | NEFT only | RBL Bank |
| Standard Chartered Bank | Name as on Credit Card | Your Credit Card Number | Credit Card Payment | SCBL0036001 | NEFT only | Standard Chartered Bank |
| State Bank of India | Name as on Credit Card | Your Credit Card Number | Credit Card Payment | SBIN00CARDS | NEFT only | State Bank of India |
| Union Bank of India | Name as on Credit Card | Your Credit Card Number | Credit Card Payment | UBIN0807826 | Both | Union Bank of India |
| Yes Bank | Name as on Credit Card | Your Credit Card Number | Credit Card Payment | YESB0CMSNOC | Both | Yes Bank |
Currently, these are the only banks that support direct IMPS/NEFT Payments. In case you find more, comment below, and I will update them here.
Credits to Technofino for curating this information.
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