UNI Card is a unique credit card that allows you to split your credit card bill into 3 easy installments. Suppose you buy something worth ₹45000 in the month of January, you can pay it in 3 easy installments of ₹15000 each in the months of February, March, and April.
No extra charges are applicable. You can split your bill into 1/3rd for FREE. In case that is not convenient for you, you can split it into longer 6,9,12, & 18 months EMI too. Note that this EMI conversion will attract interest.
In case you decide to do a full payment at once, you will also earn a 1% cashback reward for the same.
- Charges: Lifetime Free for Beta Customers.
- Payment Processor: VISA Platinum
- Eligibility: Anyone above the age of 21 is eligible to apply. Your credit profile will be validated with a soft inquiry, which won’t impact your credit score.
Check our step-by-step guide with images.
You get some goodies with your UNI Card package. It includes a mask, bag tag, and toffees, along with the card itself. It looks quite premium.