How to Apply for Saraswat Bank RuPay Platinum Credit Card?


In case anyone is interested in Saraswat Bank Credit Card, you are at the right place. Saraswat Bank is issuing RuPay Platinum Credit Card.

Those Who Want at Atleast 1 RuPay Credit Card can surely try this.

You Need To Visit Branch To Apply for This Card. It is not possible to apply Online. Saraswat Bank Branches are located in Delhi, Maharashtra, Gujarat, Goa, Karnataka, and Madhya Pradesh only.

Saraswat Branch Branch Locator: Click Here

You can apply for both Secured and Unsecured Credit Cards. Read: Secured Credit Card against Fixed Deposit: Should you take? [Advantages/Disadvantages]

Apply for Saraswat Bank Unsecured Credit Card:

  • You can apply as Salaried or Self Employed.
  • Eligibility: Salaried: Take Home 25k/month, Self Employed: 1.5L/annum.
  • Get Card Limit between 25k and 5L.
  • Documents Necessary: 3 months Salary Slips or latest ITR, Aadhaar, PAN, Photo
  • Min Age 21 Years
  • Joining Fee - Nil, Annual Charges - ₹500
  • Annual Charges Waived Off If You Spend More Than 10k in Year.
  • Joining Bonus 100 Points. No Proper Points Structure Showing

Link: Saraswat Cooperative Bank Ltd.

You Can Apply for Free Add-On Credit Card also.

Apply for Saraswat Bank Secured Credit Card:

You need to open a Fixed Deposit with Saraswat Bank. You will get 80% of your Fixed Deposit Limit as Credit Limit.

  • Min Card Limit 8k
  • Documents Necessary: Aadhaar, PAN, Photo.
  • Min Age 18 Years
  • Joining Fee - Nil, Annual Charges - Nil
  • No Spending Required
  • Joining Bonus 500 Points.

Saraswat Bank Rupay Platinum Credit Card Reward Points System:

  • Earn 1 Point On Every 100 Spent
  • Earn 300 Points On First Transaction.
  • Earn 200 Points On Quarterly Spend 10k to 25k
  • Earn 300 Points On Quarterly Spend 25k to 50k
  • Earn 500 Points On Quarterly Spend More Than 50k
  • Earn 500 Bonus Points To Top 100 Spenders Every Quarter
  • Value of Each Point = ₹0.25
  • You Can Redeem Points As Giftcards or Products

Link: Saraswat Cooperative Bank Ltd.

You Can Apply Free Add On Card Also

Note: You Can Refer your Friends for more benefits.

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Noice! :heart_eyes:

Do they do physical verification?

Not yet applied. I will try if possible.

My branch asking for last 3 year ITR :confused:

1 year is enough i think

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