GUIDE: How to Apply for ICICI Platinum Credit Card Lifetime Free?

Want to apply for an ICICI Bank Credit Card? Then you have come to the right place. Here we will discuss how you can easily apply for the ICICI Bank Platinum Credit Card.

ICICI Bank Credit Cards are good to have just for their regular partnerships with e-commerce sites like Amazon and Flipkart, flight deals on PayTM, grocery deals on Bigbasket, etc. So, if you want to start your journey with an ICICI Credit Card, then you can start with the ICICI Platinum Credit Card. It is an entry-level credit card, that is offered lifetime free to everyone. Later on (after 3 months of using this card), you can easily take the Amazon Pay ICICI Credit Card on shared limit, and avail benefits like 5% cashback on all Amazon purchases, etc. So, let’s get started.

ICICI Platinum Credit Card Features:

ICICI Platinum Credit Card has features at all: Yeah! Honestly, this card has zero features (almost). You should only take this card if:

  1. If you do not own any ICICI Credit Card and need one to avail the ICICI Credit Card offers that I said above.
  2. If you are new to the credit cards world and need a Lifetime Free Credit Card to build your Credit Score.
  3. Okay this is a feature: 2.5% fuel surcharge on fuel purchases at HPCL Petrol Pumps with ICICI POS Machines, up to ₹400 per month.
  4. Okay here’s another feature: Earn 2 Reward Points on every ₹100 spent. 4 Reward Points = ₹1, so its essentially 0.5% Cashback. Again, not so worthy.

ICICI Platinum Credit Card Fees:

Okay, no surprises here. ICICI Platinum Credit Card is lifetime free. No joining fees. No annual fees.

ICICI Platinum Credit Card Eligibility:

You need to be minimum 21 years old to apply for any ICICI Credit Card. That’s all. ICICI Bank will issue you this card even if you are not earning huge amount. Any basic salary criteria (or self employed criteria) will suffice.

How to Apply for ICICI Platinum Credit Card?

Click on this link to Apply for ICICI Credit Card.

Enter your Mobile Number linked with Aadhaar, and your PAN Card Number. Click on Next.

Confirm your mobile number with OTP.

On the next page, enter your personal and professional details. Finally, they will show you the list of eligible cards you can apply for. Choose ICICI Platinum Credit Card, since it will carry no joining fees or annual fees. Complete your application, and you will get your card within two weeks.

Congratulations. You have successfully applied for ICICI Platinum Credit Card Lifetime Free. You can manage your card from the iMobile Application.

Apply for Amazon Pay ICICI Credit Card After 3 Months:

Keep using the ICIC Platinum Credit Card for 3 months. Once your 3rd statement is generated, you can apply for Amazon Pay ICICI Credit Card. It is also a Lifetime Free Credit Card that gives 5% Cashback on Amazon Purchases (3% for non-prime members), and 1% Cashback on regular purchases outside Amazon.

Here’s the steps to get it without any documentation:

  1. Make sure you have the same mobile number on your Amazon Account which is registered with ICICI Bank. Log in to Amazon Account.
  2. Now click this link to redirect to Amazon Pay ICICI Credit Card page on Amazon.
  3. You will need to enter your existing ICICI Card number (a few digits only) and confirm your Aadhaar linked Mobile Number via OTP. You will get Amazon Pay ICICI Credit Card with shared limit, instantly issued to you.

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