GUIDE: How to Apply for HDFC Apple Credit Card in India? (Lifetime Free) + Apple Pay Integration

Good News! Apple is in talks with HDFC Bank to launch their Apple Card in India. As per the information, there will be a significant change in the Apple Card model. In the USA, the Apple Card is fully owned and controlled by Apple, however, in India, Credit Cards can only be issued by banks. Hence, Apple has approached their long term partner HDFC Bank to launch their credit card in India.

That’s not all, they are in talks with NPCI to launch Apple Pay in India. How sweet is that?
Some are speculating that Apple Credit Card will be powered by Rupay, so that it supports UPI payments via Apple Pay in India. If that happens, its a huge move.

Apple Card Features and Benefits:

Since we know Apple likes to follow same model across the world, so here’s some information that can be expected out of the Apple Card:

  • Card Name: HDFC Apple Credit Card
  • Card Banking Partner: HDFC Bank
  • Card Payment Processor: Most likely Rupay (since it will enable Apple Pay via UPI)
  • Card Joining Fees: Zero
  • Card Annual Fees: Zero
  • Metal Credit Card: Titanium
  • Get Unlimited 3% Cashback on all purchases done from Apple India and some select merchants, over and above the existing HDFC Bank cashback offers.
  • Get Unlimited 2% Cashback when using Apple Pay using iPhone (Rupay Credit Card on UPI) against any merchant.
  • Zero Late Payment Fees
  • Zero Forex Markup Fees
  • No Cost EMI for Apple products purchased with Apple Card.

So these are the features expected to come with Apple Card. There could be Airport Lounge Access offers, and luxury hotel tie ups too. Since they are Apple, they will surely play big.

How to Apply for HDFC Apple Credit Card?

Apple Credit Card has not launched in India. However, we will surely update as soon as it launches. Keep following.

Please note that most of the available information are based on internal source reports and some speculations depending on Apple Credit Card in other countries. It may or may not be the same for India. So let’s wait for an official confirmation from Apple.

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