I needed some suggestions on the best credits at the moment. Yes, I know, there’s plenty of information available online, but right now it feels too overwhelming, thought I’d use the help of this community. I personally have: Amazon ICICI, Flipkart axis and IDFC select. So whenever we purchase anything from the e-commerce platforms, I get decent cash back. I wanted my sibling to also start using credit cards more effectively, she currently has IDFC select as well.
Spends are mostly on:
Food and grocery delivery (Swiggy/Zomato/Blinkit/Zepto)
Fashion shopping (In-store as well as online)
And other online orders (which is taken care of by my credit cards)
Based on the limited research I have done, I have shortlisted:
Swiggy HDFC card
Would love to get a LTF card, but open to other cards if the annual fee is low/fees can be recuperated quickly. Any help would be very much appreciated. TIA!