Upgrade Amazon Pay ICICI Credit Card with Shared Limits

There are a lot of Amazon Pay ICICI Credit Card users who wish to upgrade their existing credit cards and take another ICICI Credit Card. However, the bad news is, ICICI Bank does not allow upgrading the Amazon Pay ICICI Credit Card to any other card directly. It is a dead-end!

In case you have any other ICICI Credit Card, like ICICI Platinum CC, then you can call ICICI Customer Support and upgrade it over a phone call itself, but it is not possible for Amazon Pay ICICI CC.

But don’t worry! Here’s the trick to upgrade your Amazon Pay ICICI Credit Card, in case you do not have any other ICICI credit card, or your Amazon Pay ICICI Credit Card limit is higher, and you are wanting to upgrade from that.

Steps to Upgrade From Amazon Pay ICICI Credit Card:

  1. Download the iMobile App.
  2. Browse to the ‘Cards’ section, and click on your Amazon Pay ICICI CC.
  3. Click on ‘Manage Card’, and then click on ‘Get Expressions Card’.
  4. This is a pretty ‘useless’ credit card, but we need this credit card for this trick to work.
  5. Follow the on-screen instructions and request for ‘ICICI Expressions Credit Card’.
  6. You will see charges mentioned as ₹499+GST. But don’t worry, we are not going to pay for that.
  7. Wait for 24-48 hours, the card will be generated on your iMobile App. (Usually, you’ll find it at 12 am the next-to-next day of requesting the card)
  8. The limit of this ICICI Expressions CC will be the same as your Amazon Pay ICICI CC.
  9. Once this is generated, call up ICICI customer support, and you can request an upgrade for your newly generated ICICI Expressions Credit Card. Now you can choose your favorite credit card, like ICICI Coral CC, or ICICI MMT CC, etc.
  10. Again wait for 24-48 hours, and you will find your new card on the iMobile App (same as step 7). This card will also have the same limit as your Amazon Pay ICICI CC.
  11. Now one last thing left, you need to call the ICICI Support team again and get your Expression CC de-activated. Do this within one billing cycle of card generation, else you will be charged the annual fees for the card (which happens on the bill generation date).

Things to Note:

  1. Your cards will get shared limits. (Although some people reported separate limits, including myself)
  2. The ICICI credit card upgrade and cancellation process are fully telephonic. You don’t need to write any big letters.
  3. Your Expressions CC will get despatched automatically via courier. Accept it, no problem with that. Keep it as your souvenir.
  4. If you want, you may keep using all the 3 ICICI Credit Cards: Amazon Pay CC, Expressions CC, and your new CC together. They will all have shared limits.
  5. If you want, you can upgrade any one of your credit cards (excluding Amazon Pay) to any other CC many more times by calling ICICI Bank. ICICI Bank will be happy to issue you more CC, as long as you are getting shared limits.

That’s all. Enjoy using your new ICICI Credit Cards. Follow this thread on our FinTalks Facebook Group here and here. :slight_smile: