List of Loan Accounts on your Credit Report

This was posted by me on FinTalks Facebook Group on 25th August 2020.

Here’s a list of Loan Accounts that you might find on your Credit Report:

  1. Amazon Pay Later: CapFloat Financial Services.

  2. Flipkart Pay Later: IDFC First Bank Ltd.

  3. PayTM Postpaid: Clix Finance India Pvt. Ltd.

  4. OlaMoney Postpaid: Aditya Birla Finance Ltd.

  5. CRED Stash: IDFC First Bank Ltd.

  6. LazyPay: PayU Finance.

  7. Simpl: ICICI Bank.

  8. MPockket: Jalan Chemical Industries Pvt Ltd.

If your actual limit provided is lesser than the loan amount, you may formally reach out to the respective financial institutions and ask them to display the correct limits.

However, keep in mind that having a high limit is actually helpful, as it keeps your overall credit utilization ratio low.

If you have any other loan accounts, do let me know. I will verify and add them to the thread.

Thank you :slight_smile: