Kotak Mahindra Bank is offering its League Platinum Credit Card Lifetime Free in RuPay / Visa variant since January, 2023. It’s a basic credit with poor reward rate, consider it for offers only.
Get 8 Reward Points on Every Rs.150 Spent on Departmental Stores, Travel (Tour Agencies & Tour Operators, Package Tour Operators, Airlines and Air Carriers), Electric Sales, Durable Goods
Get 4 Reward Points on Every Rs. 150 Spend on Other Spend on first 2 lacs spend in a month
Get 8 Reward Points on Every Rs. 150 Spend on Other Spend post first Rs.2 Lacs spend in a month
Milestone Benefit: Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets (worth Rs.400 each) or 10000 reward points
Reward Points Redemption: 1 Point = Rs.0.10 Reward points can be redeemed on Kotak Rewards Portal to get Amazon Giftcards, other giftcards, flights, shopping etc.
Fuel Surcharge waivers of upto Rs.3,500 in a year on transactions between Rs.500 and Rs.3,000
Railway Surcharge Waiver of Rs.500 per year
Pro Tip (8 Oct, 2023):
• It’s best card right now to apply if you’ll shop in this Big Billion Days sale because Kotak Bank processes application in 1-2 days & delivery is also 1-2 days mostly. While Axis bank & others will take mostly 2 weeks for credit card application.
• Application criteria is easy, mostly approves. They’ll try to match with you existing CC limit. LEs are also frequent.
• Cashkaro is offering ₹925 cashback on applying Kotak League which will be extra reward on a LTF card. P.s. it’s not a referral post, only you’ll earn the cashback. I’m just awaring about the offer. Make sure to create cashkaro account before applying.
• Cashkaro Apply Link: Click here
• If you’re new to cashkaro sign-up on cashkaro here.
• For existing card holders: You’ll also get cashback. Also they don’t do CIBIL hit if you’re existing card holder. Only Experian hits, I saw in report. Kotak is giving League RuPay easily even if you have existing card. So you can apply if you wish.
• Application for 2nd Kotak card goes longer. First they’ll reject & then reconsider after a month and they’ll approve you 2nd credit card application automatically.