ICICI Bank Credit Cards has ditched its old Payback Points scheme and introduced its own Reward Program. In today’s post, I will give all details regarding ICICI Bank Credit Card Reward Points.
Important Points to know about ICICI Credit Card Reward Points:
- You can earn Reward Points with most variants of ICICI Credit Cards, with a few exceptions. Check out the table below to know more.
- Value of 1 Reward Point = ₹0.25. 4 Reward Points = ₹1.
- You can redeem your Reward Points as Cash Redemption to your Credit Card, or purchase gift vouchers from ICICI Credit Card Rewards Program Portal. Details are given below.
ICICI Credit Card Reward Point Accumulation List:
| Credit Card | Reward Points per ₹100 spent (except fuel) | Reward Points per ₹100 spent on Insurance & Utilities | Milestone #1 Reward Points | Milestone #2 Reward Points | Maximum Reward Points per Year |
|---|---|---|---|---|---|
| ICICI Platinum Credit Card | 2 | 1 | 2000 on spending 2L | 1000 per 1L thereafter | 10000 |
| ICICI Coral & Coral Contactless Visa / Mastercard Credit Card | 2 | 1 | 2000 on spending 2L | 1000 per 1L thereafter | 10000 |
| ICICI Coral Amex Credit Card | 4 (online), 2 (offline) | 1 | 2000 on spending 2L | 1000 per 1L thereafter | 10000 |
| ICICI HPCL Coral Visa / Mastercard Credit Card | 2 | 1 | 2000 on spending 2L | 1000 per 1L thereafter | 10000 |
| ICICI HPCL Coral Amex Credit Card | 6 (fuel spends on HPCL Pumps), 2 (other spends) | 1 | 2000 on spending 2L | 1000 per 1L thereafter | 10000 |
| ICICI HPCL Supersaver Credit Card | 2 | 1 | 2000 on spending 2L | 1000 per 1L thereafter | 10000 |
| ICICI Expressions Credit Card | 3 | 1 | 2000 on spending 2L | 1000 per 1L thereafter | 10000 |
| ICICI RubyX Visa Credit Card | 4 (International), 2 (Domestic) | 1 | 3000 on spending 3L | 1500 per 1L thereafter | 15000 |
| ICICI Sapphiro Visa Credit Card | 4 (International), 2 (Domestic) | 1 | 4000 on spending 4L | 1000 per 1L thereafter | 20000 |
| ICICI Emeralde Credit Card | 4 | 1 | <> | <> | <> |
| ICICI Manchester United Platinum Credit Card | 3 (MU Match Days), 2 (other days) | 1 | 2000 on spending 2L | 1000 per 1L thereafter | 10000 |
| ICICI Manchester United Signature Credit Card | 5 (MU Match Days), 4 (International), 3 (Domestic) | 1 | 2000 on spending 2L | 1000 per 1L thereafter | 10000 |
- Information is awaited for <> marked areas. In case you have any update regarding the same you can comment below, I will be updating the post.
How to Redeem your ICICI Bank Reward Points?
There are 3 ways you can redeem your ICICI Bank Reward Points.
- To redeem your ICICI Credit Card Reward Points to buy Gift Vouchers, you can visit the ICICI Credit Card Rewards Portal.
- To redeem your ICICI Credit Card Reward Points as Cash Redemption to your Card Account, you need to call 080-40146444 and request the same. It will be credited within 7 working days.
- For HPCL Credit Cards, you can redeem your reward points at HPCL Pumps also. Get ₹500 for every 2000 points.
How to Apply for ICICI Credit Card?
Click this link to directly apply for ICICI Credit Card.
You need to enter your details and you will be shown cards according to your eligibility. You can apply from there.
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