In case you want to apply for an IndusInd Credit Card, then you should check out the IndusInd Legend Credit Card. This is a mid-tier offering from IndusInd Bank which comes with loads of useful features, and you can get it without any joining fees or annual fees. Read the post to find out the features and how to apply.
IndusInd Legend Credit Card Features:
- Earn 2 Reward Points on every ₹100 purchase on weekends.
- Earn 1 Reward Points on every ₹100 purchase on weekdays.
- Earn 4000 Bonus Reward Points on spending 6 Lakhs or more within 1 year of card issuance.
- Redeem Reward Points on IndusInd Bank Rewards Portal. 1 Reward Points = ₹0.75.
- Buy 1 Get 1 Free Movie Tickets on Bookmyshow, 3 times per month. BOGO up to ₹200.
- 4 Complimentary Domestic Lounge Access per year - 1 per quarter.
- Complimentary Priority Pass Membership for International Lounge Access. (not recommended since you still need to pay for Travel Plus Membership at ₹5000 per year to get 8 International Lounge Access per year).
- Get lower forex markup charges 1.8%.
- VISA Signature Benefits (Bookmyshow BOGO offer of ₹300 on weekends, and more).
- PVR: Get ₹100 off on Food and Beverage orders above ₹350.
- Eazydiner: Get 15% off up to ₹500 on bills above ₹1500.
- Ajio: Get ₹400 off on orders above ₹2000.
- Lifestyle: Get 15% off on orders above ₹1999.
- EaseMyTrip: Get up to ₹1000 off on flight and hotel bookings.
- Get Travel Insurance if you use your IndusInd Credit Card for Traveling.
Lost baggage - ₹1,00,000
Delayed baggage - ₹25,000
Loss of passport - ₹50,000
Lost ticket - ₹25,000
Missed connection - ₹25,000 - Get Concierge services for hotel reservation, flight booking, sports and entertainment booking etc.
- Get Roadside Repair service and assistance, emergency fuel supply, flat tyre service, lost key service, battery service, emergency towing assistance, accident management and medical assistance with Auto Assist service.
- Get air accident cover of up to ₹25,00,000, and complete protection from unauthorized transactions in case of loss of card.
IndusInd Legend Credit Card Fees:
IndusInd Legend Credit Card has no joining fees or annual fees. It will be issued to you as a Lifetime Free Card.
Note: IndusInd Legend Credit Card is also available with a paid joining fee of ₹10000 where you get some brand vouchers for paying joining fees. But we haven’t listed it here. If you apply from our link, you won’t get any brand vouchers and you do not need to pay any joining fees or annual link.
IndusInd Legend Credit Card Eligibility:
- Any one of the following:
Salaried: Monthly Income of ₹80000 or above.
Self-Employed: Monthly Income of ₹100000 or above.
Existing Credit Card Limit of ₹50000 or above.
Existing Home Loan or Auto Loan.
-
Minimum age 21 to apply.
-
If you are an existing IndusInd Credit Card holder, you won’t be able to apply for this. You have to close your existing IndusInd Credit Card, and wait some weeks and apply for this. Card upgrade option is available in IndusInd Bank however you have to pay joining fees of 10k which is absurd.
It is recommended to apply as salaried, and choose income proof as other bank credit card if you do not have a salary slip of ₹80000.
How to Apply for IndusInd Legend Credit Card?
Click here to apply for IndusInd Legend Credit Card. You will be asked to enter your mobile number and a few other details to check eligibility, before being redirected to the bank page.
Enter your PAN Number, Mobile Number, Email ID and Pin Code, and click on Verify Mobile Number.
Next, verify your mobile number via OTP.
On the next page, choose your Name, Address, Nationality, Gender, Date of Birth, and Employment Type, Net Monthly Income.
Choose No in the option: Are you being assisted from someone from IndusInd Bank?
On the next page, you have to verify your Aadhaar via OTP.
Finally, you have to confirm your office address after Aadhaar verification. You can choose your home or office address as Communication address.
Finally, you can choose IndusInd Legend Credit Card and click on Get Now.
Next you have to declare your Marital status, Mother’s name and Father’s name. If you need an addon card for them, you can choose it from here.
Finally, you have to submit the application by confirming OTP again.
Next, you need to complete the Video KYC with your PAN Card.
After your vKYC is done, your card may be approved within a few hours or take some time depending on the bank. You need to wait patiently.
Congratulations. You have successfully applied for IndusInd Legend Credit Card. I got approved for IndusInd Legend with a credit limit of 3 Lakhs.
Thank you for reading. Don’t forget to join our FinTalks Facebook Group & FinTalks Telegram Channel for regular updates on banking and finance.